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State Financial Resources

Assistance Programs by County

Rent Assistance

Free Food Pantries

Utility Bill Help

Free Stuff

Extra Income & Work From Home Jobs

Public Assistance

Disability Assistance Programs

Section 8 Housing

Senior Assistance

Free Job Training

Free Money

Grants For Bills

Free Clothes & Supplies

LIHEAP Energy Bill Assistance

Charity Assistance

Church Assistance

Community Action Agencies

Medical Bills

Free Healthcare

Free Prescription Drugs

Free Medical Clinics

Free Dental Clinics

Loans For Paying Bills

Car Loan Assistance

Interest Free Loans

Debt Help

Mortgage Help

How to Save Money

Financial Literacy Help

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Financial assistance programs in Kentucky.

Find grant money, financial help and assistance programs in all cities and counties listed below in Kentucky, including Lexington and Louisville. A large number of resources are available. There is financial assistance and government grants that help pay rent, housing or utility bill payments. Or non-profits offer free medical or dental care and coordinate job training in Kentucky among other forms support.

Kentucky Transitional Assistance Program
Families can receive temporary cash assistance and grants to help pay bills. This program will also provide career counseling, job training, and related assistance. The goal is to provide short term financial aid while helping the household gain long term stability. Call
(502) 564-3440

Temporary Assistance for Needy Families (TANF) - KTAP
The program provides families with the tools to become self sufficient. Goals of this government type financial assistance program include providing participants with long term employment, help train clients, and create self sufficient families. KTAP is for families with children, including single moms or dads in KY. Dial (502) 564-3440

Kentucky Children’s Health Insurance Program (KCHIP)
This will provide health insurance for uninsured children who are income ineligible for Medicaid. KCHIP will cover eligible children until their 19th birthday. The government insurance can go a long way towards providing help to people for paying medical bills and debt. Call 877-524-4718, or read more on CHIP medical care.

Food Benefits/EBT
The SNAP Food STAMP Benefit Program will assist residents with little or no money with buying groceries. Low income families can get access to food for healthy meals at participating stores. SNAP benefits provided will increase a household's buying power when added to the household's existing income/money. Call  (855) 306-8959 or(502) 564-7050, or more on SNAP food stamps.

Social Services
The state offers several low income and government funded social service programs to qualified families. Resources can provide medical care, cash assistance for bills, employment services, and more. Get information Kentucky public assistance.




Free Day and Child Care Programs
Subsidies and government financial assistance can help pay for some or all of your child care costs. State of Kentucky and federal government funding is offered to low income working parents or those in job training. Click here for free daycare in Kentucky.

Kentucky Prescription Assistance Program
This program assists the public with accessing prescription drug programs and free medications that are offered by discount drug programs, the pharmaceutical manufacturers, and also those from various discount pharmacy services. These prescription assistance programs provide medicines and prescriptions for free or at greatly discounted costs for both low income individuals and qualifying families. Phone 1-800-372-2973 or 1 (800) 633-8100.

Mortgage Help and Foreclosure Assistance
Get information on various foreclosure prevention programs in Kentucky. In addition, learn about HUD approved agencies in Kentucky, and the various services and resources they provide. More on Kentucky HUD foreclosure help.

Loan Programs
But short term borrowing, and help in eliminating payday or other loans, is available in Kentucky. Banks, credit unions, and counselors are all resources. More on payday loan programs.

Rent and Housing Assistance
Two programs can offer Kentucky residents solutions and ways to get help with housing expenses. Families may receive financial assistance in the form of rental assistance, vouchers, funds for security deposits, government subsidies, and more. Continue with Kentucky housing assistance.

Free Legal Aid
Find information on how to get legal assistance and free advice in Kentucky. Non-profit law firms and other government supported agencies offer residents free tips, advice, and consultations. Learn more on free lawyer legal aid in Kentucky.





Career Counseling, Job Programs, and Emergency Grants
Non-profits and government assistance programs in Kentucky offer low income individuals grants for paying bills in a crisis and will also help them deal with longer term issues. Enroll in job training, counseling, and employment programs. More information on Kentucky community action agencies.

Job Search Assistance and Training in Kentucky
Resources funded by the government and non-profits provide career counseling, employment assistance, and help with finding a new or better job. Stop by locations, such as a One-Stop Career Center, for more information on available services. Click here Kentucky job training.

Credit Counseling and Debt Reduction
Resources can assist consumers that need help improving their financial situation, reducing debts, or who need access to housing counseling. Non-profit credit counselors offer free or low cost assistance. More Kentucky free credit counseling.

Free Community Health Care Centers in KY
Get information or learn who to call for free or low cost medical and dental assistance. Various non-profits as well as government assistance programs help patients who are struggling. Click here for more information on free Kentucky community clinics.

If you need a location that focuses on dental care, read more on clinics and facilities across Kentucky that may be able to help. Find free community clinics in Kentucky for dental.

Patients who are under or that lack health insurance can get medical care from government and non-profit programs. Services will help them pay their medical and dental bills, provide basic insurance, and offer other support for income qualified families and children. See Kentucky medical care for uninsured.

Help for Evictions and Homeless Assistance
State of Kentucky and federal government grants can be used to pay back rent, application fees, or a security deposit. Funds are used on an emergency basic for tenants with an eviction notice or currently homeless individuals. Shelter and transitional housing is available too. Find more information eviction prevention in Kentucky.

Senior Help
Individuals over 55 often have different needs than others. Non-profit aging offices in Kentucky provide older adults with services such as job training, information on medications and medical bill assistance, housing, food, and home delivered meals. More information on Agency Aging in Kentucky.

Telephone Discounts and Assistance
There are two main government assistance programs in Kentucky, and they include Lifeline as well as potential discounts on establishing service. Both cellular and home phones in the state may be qualified. Learn more on telephone bill help in Kentucky.

Vouchers for Paying Rent
Low income families as well as the disabled and elderly can get housing vouchers. The HUD section 8 program can be used to pay a portion of an approved housing units rent  More section 8 in Kentucky.







Kentucky Disability Assistance Programs
The state provides help for disabled residents, their families and caregivers, if applicable. Find information on the application process, financial assistance including SSDI, free food, medical care, and additional services. Programs are also offered for disabled children or seniors. More disability assistance programs in Kentucky.

Social Services and Emergency Assistance
One of the nations leading charities, the Salvation Army, has locations across Kentucky. The Family Services program can offer financial help with bills and expenses. Services can pay housing and rent costs, provide food and transportation, and other help. More on Kentucky Salvation Army.

Free Food from Food Banks
Kentucky has numerous food banks and pantries that provide assistance to families, individuals, children, and anyone who may be struggling. Click here for information on free food pantries in Kentucky.

Kentucky Energy Bill and Utility Assistance Programs
Find how to get help paying your utility bills in Kentucky. Programs, weatherization, grants and financial assistance is offered by energy companies and other organizations. More on Kentucky energy bill programs.

The Low Income Home Energy Assistance Program (LIHEAP)
A federally funded assistance program to help eligible Kentucky households with paying their home heating and/or cooling bills. The LIHEAP program helps hundreds of thousands of KY families pay their heating bills every winter or keep their power on during the summer. it is often combined with free Weatherization services, which will help reduce the cost of energy for low-income families. More on LIHEAP in Kentucky.

Assistance From Kentucky Counties and Cities

Select a county or city from the list below to find other, local financial assistance programs. As there are other charities, non-profits, and social services for low income families in KY.

Adair County (Columbia)

Allen County (Scottsville)

Anderson County (Lawrenceburg)

Ballard County (Wickliffe)

Barren County (Glasgow)

Boone County (Burlington)

Boyle County (Danville)

Breathitt County (Jackson)

Bullitt County (Shepherdsville)

Butler County (Morgantown)

Calloway County (Murray)





Campbell County (Alexandria)

Carlisle County (Bardwell)

Casey County (Liberty)

Christian County (Hopkinsville)

Clark County (Winchester)

Clay County (Manchester)

Clinton County (Albany)

Cumberland County (Burkesville)

Daviess County (Owensboro)

Edmonson County (Brownsville)

Franklin County (Frankfort)

Fulton County (Hickman)

Garrad County (Lancaster)

Graves County (Mayfield)

Green County (Greensburg)

Hancock County (Hawesville)

Hardin County (Elizabethtown)

Hart County (Munfordville)

Henderson County

Hickman County (Clinton)

Hopkins County (Madisonville)

Jackson County (McKee)

Jessamine County (Nicholasville)

Jefferson County (Louisville)

Kenton County (Covington and Independence)

Knox County (Barbourville)

Laurel County (London)

Lee County (Beattyville)

Lexington-Fayette County (Lexington)

Lincoln County (Stanford)

Logan County (Russellville)

Madison County (Richmond)

Marshall County (Benton)

McCracken County (Paducah)

McCreary County (Whitley City)

McLean County (Calhoun)

Mercer County (Harrodsburg)

Metcalfe County (Edmonton)

Monroe County (Tompkinsville)

Montgomery County (Mount Sterling)

Northern Kentucky area

Ohio County (Hartford)

Owsley County (Booneville)





Pulaski County (Somerset)

Rockcastle County (Mount Vernon)

Russel County (Jamestown)

Scott County (Georgetown)

Simpson County (Franklin)

Taylor County (Campbellsville)

Union County (Morganfield)

Warren County (Bowling Green)

Wayne County (Monticello)

Webster County (Dixon)

Whitley County (Williamsburg)

Wolfe County (Campton)

Woodford County (Versailles)


By Jon McNamara

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