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Save money by ending addictions.

Bad habits can put a serious restriction on your effort to save money. Habits can become addictions which are dangerous to health and in some cases, impossible to get rid of without professional help, which will add even additional expenses.

Find how much people spend on everything from smoking to drinking to even drugs. According to, Americans spend almost 300 billion per year on one or more addictions. It includes gambling, alcohol, smoking, marijuana or even more hard core substances. You can save money in your everyday life by quitting expensive addictions. Below are some habits you can quit to save money in your daily life. Or even learn about free substance abuse treatment.

Quit Smoking

Average smokers can expect to spend $5- $13 on a pack of cigarettes, depending on the state. Smoking doesn’t just ruin your health, but also your finances and savings. Smoking will lower your wages, increase medical costs and can put your loved ones at exposure to secondhand smoke. There are almost all downsides and no benefit to smoking.

According to various studies, if an adult starts smoking at 18 through age 69, they can expect to burn through an average of $1.4 million on a lifetime of smoking. That's enough to invest in stocks or retirement, or to build up a savings account. That cost will also just continue to increase over time as the cost of a pack of cigarettes continues to go increase.

In addition, lower income families or those with socio-economic challenges smoke at a rate of 3 times more than Americans with less economic or soci-economic challenges according to the CDC. Therefore not only is smoking an expensive addition, but it also tend to disproportionally impact the poor and low income as well as undereducated.

Smokeless tobacco, such as chewing tobacco or snuff, is also costly. It is just as addictive as cigarettes as well. Anyone who takes nicotine in this fashion could save anywhere from $300 (2 cans per week) to $1100 dollars (can per day) per year. Obviously breaking this habit is another way to save a significant amount of money.






For most working adults in America, life can get stressful, and the bar might seem like a good place to loosen up, socialize with friends, to laugh and to enjoy good food or music. However, without control, the consumption of alcohol can quickly become habitual, and drinking can become excessive.

An average person at bar spends between $7- $60 each time they go out, not including transportation and spending money on stuff that you might not even remember. There is also the downside of dealing with a hangover the next morning, which can result in missed work or being late.

The Bureau of Statistics indicates that most Americans spend 1% of their income on alcohol. For an average household in the US, that is $618.58 per year or $3,090 in 5 years or $6,180 over a 10 year period.  If you are living paycheck-to-paycheck, drowning in debt, or cannot seem to contribute to your retirement, you can save money by avoiding alcohol.

For a family or person living on minimum wage, with an unstable job situation, or financially struggling, drinking can cost you additional expenses. You could be faced with legal fees, DUI, higher car insurance rates, or increased health care costs. You may also find irresponsible charges on your credit cards.

Addictive drugs

Drugs like Methamphetamine, Cocaine, and Heroin are incredibly addictive and seriously harm your health. These drugs are more expensive than alcohol. The annual cost of drug addiction can range from $4,000- $70,000, more than the cost of a new car or a down payment on a home.

Almost every single addition (even to work!) is bad for your health, both physical and metal. Almost all of them are also bad for your pocketbook or wallet too. Save money by ending them, and seek help when needed. For help on overcoming an addiction The addiction recovery hotline can be reached at 1-888-676-5421.

By Jon McNamara

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